• Has anyone else applied for SSI because of the cancer?and the negative impact its had on your life-financially, physically?

    Asked by ttisme on Tuesday, March 6, 2012

    Has anyone else applied for SSI because of the cancer?and the negative impact its had on your life-financially, physically?

    Has anyone else applied for SSI because of the cancer?and the negative impact its had on your life-financially, physically? There have been several posts about leave, meeting financial commitments, etc. What have others done when the FMLA runs out?
    I HAD to retire on disability, before FMLA ran out...but part of that was applying for SSI, too. Just wondering what the outcome was for others with the same type of cancer?

    11 Answers from the Community

    11 answers
    • GregP_WN's Avatar

      I have not, but I have known people that did apply for disability, ssi, and anything else they could find. If you need help, go for it, it's not your fault you were chosen for this journey. I do understand it's a fight itself to get approved for disability, good luck to you!!

      over 4 years ago
    • bcoll's Avatar

      Yes, I applied for SS Disability and was awarded a monthly payment. I am 59-years old with Squamous Cell Carcinoma of the base of tongue. After my surgery I applied online under the new 'paper-less act" and received pay in approx. two weeks. There was much paperwork retreive from doctors and hospitals but it was worth it. he's the web site: http://www.socialsecurity.gov/

      over 4 years ago
    • Janice's Avatar

      Received permanent disability at age 59. Applied online and receive SSI amount every month. It takes a while to fill out the forms, but worth it. Make copies of every test, and document all you can. Doc also fills out form. Since you were receiving disability, you may have good results. After finishing app online they will call for in-person interview. Very nice, but have documentation to choke a horse. Everything helps, names of every doctor you saw,even once, and every report you can get your hands on. Good luck. It is worth it.

      over 4 years ago
    • whirl's Avatar

      Getting approved for disability by those in the above answers sounds much easier than for my son. While he does not have cancer but another health issue he was approved by all the medicare doctors he finally had to get a lawyer to get his SSI. It was approved with retroactive status. The law firm was one of those you see on TV. They have been most helpful to him.

      Age may have had something to do with the struggle for approval. He was 44 at the time. The older you are the easier it seems to be awarded SSI.

      SSI awards you medicare health coverage at least that is what happened to him.

      Good luck

      over 4 years ago
    • JannD's Avatar

      Yes! My husband now has SS disability. It took a few months, but not too bad. The social worker at out cancer center said she has never seen anyone turned down who has cancer. You will think they are making it hard because of follow up questions but they just need the info. for their file.
      I also have it from an accident and the best thing they told me when applying is to give them all the info. you can about how this affects your life, physically, mentally, and emotionally.
      So, what I did was take each question, type it out separately, and answer it on a sheet of paper that I atttached. The small area they give you to fill in is not enough.
      The next thing I did, both for my husband and myself, and we got it the first time, is to write out My 24 Hour Day. Think about how this affects you in all different ways from the moment you wake up. That is the only way they can see you as a person truly living with this disease.
      I was told, by the way, that only 1% of people get it the first time. So, just try again. They feel like they eliminate a lot of folks who really don't need it if they are not willing to jump through the hoops.
      Don't give up


      over 4 years ago
    • Keephopealive's Avatar

      I had to retire. I get retirement and disability. I planned on substituting but got a blood clot and my legs swelled up and I could barely walk so that cut my money back a lot. But they are getting better so maybe I will be able to in one day a week.

      over 4 years ago
    • akristine's Avatar

      The cancer finally put it over the top for me (I had other health issues) and I will be receiving my first disability check this month. As bcoll suggested, apply online and gather your paperwork. My hospital and doctors provided 561 pages of medical records to support my case. Good luck!

      over 4 years ago
    • DJMessmer's Avatar

      i have a grade iv GBM and had to retire from my job as CFO. Someone told me that if you are approved for SSI the number of months of cobra on your health insurance is extended. also, my youngest daughter qualified for benefits until age 19. filled out application on line, found out GBM's are onthe list of 110 or so illnesses that they fast track. I was approved in 2 weeks. There is a 6 month waiting period for benefits and 24 months for medicare. Please call your local office!!!!!

      over 4 years ago
    • TomLand's Avatar

      Yes - I have stage 4 Pancreatic cancer. Basically I found that if one has a terminal illness diagnosis approval is pretty much assured as long as the application process is followed correctly. Someone above talked about the level of documentation and they were right on the money. After researching I decided to use a service to help make sure everything was in order when I made application. The service did not involve an attorney. They did an excellent job with the application and I was approved within a few weeks. My first check will be May.

      Something to be aware of - my disability insurance program through work (Liberty Mutual) will reduce their payment $ for $ once I start drawing SSD. According to their paperwork if I had not applied and, at their discretion, they thought I should have, they would have reduced their payments anyway - something they neglected to tell me over the phone. If you have some other form of disability payment in place make sure you check with them.

      Note that SSN has rules in place for what such services can charge. The way mine worked out they were not permitted to bill me under SS rules. I know from conversations how many person/hours they spent with my claim and plan to pay them from the first check - they did an excellent job and deserve it. I was never billed by them.

      Note that there is a 5 month (I think 5) waiting period from date of disability till the first payment is allowed. Whether approval falls before or after approved date of first payment has a direct relationship to the billing ability.

      I would advise you to seek assistance and will gladly provide you contact info for the service I used. They do not charge if SS disallows and do not charge unless you are approved. It is QuikAid, http://www.quikaid.com/index.htm and please tell them Tom Land referred you - no I don't get anything for it but would like them to know I thought highly enough of their service to recommend them.

      Sorry for length of reply, hope the info is useful, contact me if you wish to discuss further but not until next week please.

      over 4 years ago
    • PhillieG's Avatar

      Yes, I did. I've been in a non-stop battle with stage IV CC for 8 years as I know you know (ya know?). It's a bit strange feeling but it was basically my only option. While it is 2/3 of what I was used to making (and with the full pay we were staying afloat but taking on water) it helps. Being that I have 2 kids that are dependents I get money for them and being that my wife is a music teacher and doesn't make much, she gets some money too. The GOOD news is we just had our taxes done. Our AGI is just below $25,000 but still now low enough to be considered "poor". Go figure...

      The other good news was being I have cancer and it's stage IV, they fast-tracked my application and the approval process was quite easy. It's a strange feeling because I've worked since age 17 and I've always met my financial responsibilities. I have put into the system for 30 years and now when I need assistance it's nice to know that it is still there for me.

      Go for it, it's meant to help us.

      over 4 years ago
    • Fusionera's Avatar

      I applied for SSDI (Social Security Disability) last fall. There is a list of conditions on the Social Security Web Site with an indication that if you have any of these, SSA must make a decision regading your benefits within 30 days. There is a lengthy online application (or you can apply by phone, but not by mail). I applied during a weekend and on Monday received a call from the local SSA office in my area asking me to bring in (not mail) my medical authorization form. The SSA obtained my medical records from my providers and awarded benefits in under 30 days. I was prepared to appeal with the help of an attorney should I have needed to, but with cancer I did not have to. Make sure you note the application number the that the online system gives you so that you can return to it and finish if necessary. I did not do that and had to start over!

      over 4 years ago

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