• Lung Cancer patient gets disability and looses Medicaid. What can we do?

    Asked by david37015 on Monday, November 19, 2012

    Lung Cancer patient gets disability and looses Medicaid. What can we do?

    My wife has stage 4 Lung cancer. She was diagnosed about a year ago and was approved for S.S. Disability in June. Because of her disability payments she has lost her Medicaid. Now she has no insurance and we are barely able to pay our mortgage & utility's. How are we going to survive? I have only been able to work part time between taking care my wife & daughters. My wife does not know yet we have lost Medicaid & I don't want to upset her! What do we do?

    4 Answers from the Community

    4 answers
    • Nonnie917's Avatar

      If your state has a free legal services program call them. They should be able to help you get your Medicaid back. I use to work for legal services here in WA State and that is one of the law ares we worked in.

      almost 4 years ago
    • nancyjac's Avatar

      Apparently the extra income from her disability payments puts her over the income limits for Medicaid. If the Medicaid is more financially advantageous than the disability income, decline the SSDI or ask that it be reduced to whatever amount will requalify her for Medicaid.

      almost 4 years ago
    • LuvinSis' Avatar

      Was she approved for SSDI or SSI?

      *SSDI is for people disabled from working who earned SSDI credits via work history (based on income and amount of time worked). If approved for SSDI, the person is eligible for MediCARE 2 yr from SSDI benefit begin date. So if SSDI was awarded 6/1/12 and effective 6/1/12, then Medicare begins 6/1/14. But, for example, if SSDI was awarded 6/1/12 and effective retroactively to 9/1/11, then Medicare begins 9/1/13. Anyone who ever paid into SSDI via payroll taxes can claim it, even if they are a millionaire.

      *SSI is for people disabled who haven't had much of a substantial. work history or it's been a long time since they last worked. In order to be eligible there are limits on household income and household assets. Many people on SSI are eligible for MediCAID.

      Sometimes if someone's SSDI benefit is lower than what they can receive under SSI, then they can receive both. In those cases usually they can receive Medicaid until Medicare eligible.

      Was she working just prior to getting her SS benefits? Were you both on Medicaid and met the limited income and asset requirements? Perhaps she was not working and is now on SSI (not SSDI) and thus there is more income coming into the home than before?

      I see that Tennesse's Medicaid is TN.gov (that may be a resource to find out what the income/asset limits are)

      Here is the Tennessee Health and Human Services number for assistance: Family Assistance Service Center:[phone number redacted]

      Also, here is Resources for Tennessee Families: http://www.tn.gov/helpforfamilies/

      almost 4 years ago
    • LuvinSis' Avatar

      Also, SS information about SSDI and SSI can be found at www.ssa.gov

      almost 4 years ago

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