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    Asked by scorpion32 on Friday, October 20, 2017


    Does anyone have any information on student loan forgiveness for Stage 4 metastatic breast cancer? I currently work but don't know how much longer. Thank you.

    2 Answers from the Community

    • gpgirl70's Avatar

      Since you are stage IV, you will qualify for social security disability. You need to make sure when they do your disability claim that they state you will not be evaluated for 5 to 7 years. My staging was an automatic qualifier (stage IIIc with more than 10 positive lymph nodes). You will be an automatic qualifier as well and the process is very easy as far as social security is concerned. The people I spoke to were very helpful. However, you will not get a payment until six months after you were unable to work more than half time. My disability is evaluated at three years so I did not qualify for student loan forgiveness so it is very important that you find out when you will be evaluated.

      The other route is verification from your doctor that you are totally and permanently disabled. The wording on the student loan forgiveness paperwork is very specific and basically asks your doctor to verify that you have no hope of getting any better ever. Here is a website: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/disability-discharge

      If you are going to go on social security disability, that may be the quickest and easiest route to having student loans forgiven because all you need to send in is the social security benefits statement that shows when you will be evaluated. My benefits statement was sent shortly after I applied.

      about 1 year ago
    • scorpion32's Avatar

      Thank you for your response. I have actually already gone to Social Security and received all the information I need. I am not quite ready to be on permanent disability because I need to work to pay off medical debt and of course the student loan. I was hoping there was a resource that would not require me to be off of work but that would accept my current diagnosis as qualifier.

      about 1 year ago

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