• Should i leave work and take disability payments? I am divorced, 2 young children, and my life centered around work.

    Asked by jREINHARDT on Monday, December 3, 2012

    Should i leave work and take disability payments? I am divorced, 2 young children, and my life centered around work.

    I will try and lay this out in a nutshell. Basically I have a big decision to make in the next 3 or so months and I am looking for help. I was able to return to work 7 months after my diagnosis and I have been doing great ever since. I have one hurdle left I have not been abe to concur and that is the seizures and driving. I have LTD that pays 60% of my pre tax earnings as post tax payments, basically a very nice amount, and a life insurance policy that would allow me to take an 80% policy payout and keep the rest for later, hopefully much later. My position requires quite a bit of driving, so unless i can drive at my pre -cancer levels, ie 2-300 miles a day I will never be allowed to retake my old position, not much chance of this happening, as it would be a real moral shortfall on my part. My life to this point has revolved around my work, but I do know my diagnosis changes everything as i found out when my wife left me 60 days post diagnosis. Suggestions?

    18 Answers from the Community

    18 answers
    • stillerfan7's Avatar
      stillerfan7

      Do you have your children you may be entitled to a larger amount of Social Security benefits. Luckily for me my wife is my primary caregiver and can be sure my family gets all the help we are entitled to. We have a 14 yo son and a 3 yo daughter. I tried to keep our family life the as it was prior to my diagnosis which was not so hard as I have a good amount of STD from my company. Lately I have felt a shift at work as my balance issues have increased and my tasks have become limited. I go to work every day as long as I do not experience a seizure ( I need 3-4 days to get back to myself) I have experienced 2 seizures and 1 ministroke which limits my ability to the point where I have not driven in 2 and 1/2 years. I also have balance issues which limits my time in the plant where I work. I am 49 and have worked since I was 15. So the idea of not working is hard for me to handle.

      almost 8 years ago
    • Fusionera's Avatar
      Fusionera

      I would confer with your physician, because it sounds as though your diagnosis may well affect your ability to perform your job safely. I don't know what state you live in, but here in CA an employee can receive disability payments through the state for up to 12 months. After that there is SSDI available. It sounds as if you have other financial resources as well.

      I would also advise what resources are available to you to retrain for something that does not require that level of driving. The Dept. of Rehabilitation in California, for instance, is paying for classes to update my skills and help me get back into the workforce. I too had a career that enveloped my life, and I decided that life was more than working myself to death.

      I do NOT understand what you are saying about a "moral shortfall" on your part. You can only do what you are able to, so don't beat yourself up about not being able to return to your old job.

      Johanna

      almost 8 years ago
    • PerryLowell's Avatar
      PerryLowell

      I would take it to have more time with my kids.

      For your work ethic, do volunteer work.

      over 7 years ago

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