• Social Security & I'm over whelmed!

    Asked by Bob8 on Thursday, March 13, 2014

    Social Security & I'm over whelmed!

    My Husband is the patient..stage IV has only 1/3 of his only kidney left..he donated the other 24 yrs ago to his diabetic brother..Seeing Lung onco in 2 weeks..he has 5 nodules largest is 7mm..prior to surg (2/10) lung dr told us to follow up in 3 months..so can we get SS & his disability from work? His short term will be some long term soon ,what happens with our health insurance?

    8 Answers from the Community

    8 answers
    • Ron1961's Avatar

      If he carries COBRA from work you can stay on that policy. If you go with ACA then just sign both of you up at the same time. I lost my life insurance when I left work but some companies will let you carry it with you if you pay the full premium. He would have to ask his HR department about that. Get with them on the pension as well. Wishing you the best.

      over 5 years ago
    • Bob8's Avatar

      Thank You Ron..This has been 6.5 weeks of XXX...Like everyone on this site my world is upside down..

      over 5 years ago
    • LuvinSis' Avatar

      If he gets employer Short Term /Long Term Disability be sure to ask about Life Insurance "Waiver of Premiym". It keeps Life insurance in-house with no premiums required. Every employer handles medical insurance differently for those on STD/LTD. My employer allows people on STD/LTD to stay on employer medical insurance until Medicare is granted. Medicare kicks in 2 yr after SSD begins. But some renal conditions include immediate Medicare (for the individual only, not family). I have extensive experience working in STD/LTD and coordinating that with SSD. Ask me any questions and I'll try to answer!

      over 5 years ago

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