• when medical insurance runs out

    Asked by reginak on Friday, April 19, 2013

    when medical insurance runs out

    My husband is divorcing me and I know that I will lose coverage under his health insurance plan in the next 7-12 months. I can not currently work due to being disabled. Medicare takes 2 years to kick in. What alternatives are there?

    3 Answers from the Community

    • carm's Avatar
      carm (Best Answer!)

      I just sent this information to another post but i will copy and paste for you as well.





      The last one, NeedyMeds, has drugs listed by brand and generic names and both drugs you mentioned are on the lists. Also I am going to send you information on how to get additional information from that site.

      This is a valuable website that I recommend to all my patients. It is called NeedyMeds. This link will take you to the home page. Running across the page, there is a horizontal green stripe about 2 inches from the top. Within that green stripe you will see Brand Name Drugs, Generic Name Drugs, Coupons, Rebates & More, Free Clinics and Clinical Trials. You will find your medications on either the brand or generic name tabs. Also check out the section on the left side of the home page that says Diagnosis-Based Assistance under the second section labeled "Additional Resources." Here, when you click on that link it will take you to a page and half way down highlighted in blue will be "Diagnosis List." Click on that and then in Blue you will see the alphabet in blue, click on "C" and then the first on the list is Cancer-All; click on that. This will take you to a page that lists National and local resources. Usually National organizations are listed first and look in the column to see the resource they provide. Then scroll down to your state and look at the local resources. When you see one that interests you, just click on the name and it will tell you what they offer and also give a link to that resources website. Don't forget to look at all the drugs you take by brand or generic name to see what coupons you can get; this includes pain meds and chemotherapy. Also look into the Coupons, Rebates & More tabs to find personal care product coupons. On the left there is also a link under the Additional Resources that tells you how to get your scans discounted. This is a wonderful site and I am sure you have many friends who can benefit from it as well.

      Best of luck to you, Carm RN.

      over 3 years ago
    • SueRae1's Avatar

      Speak to a lawyer. They can make sure that your husband keeps you on his plan until medicare kicks in.

      over 3 years ago
    • Joy1976's Avatar

      Wouldn't you be able to get COBRA?

      about 3 years ago

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