• Which Medicaire prescription drug insurance should I get for unknown future treatments related to Prostrate cancer. Live in North Calif

    Asked by tomget on Sunday, November 11, 2012

    Which Medicaire prescription drug insurance should I get for unknown future treatments related to Prostrate cancer. Live in North Calif

    Prostrate to be removed in a couple weeks and as I read many go on to radiation and similar cancer treatments in the unknown future. Don't currently have a Medicaire Prescription drug plan..don't take any meds etc..but thinking with current open enrollment I should maybe start buying such a plan. I live in Northern Calif..and who knows what drugs I 'll need but any suggestions?

    5 Answers from the Community

    5 answers
    • nancyjac's Avatar

      I have no idea what your cost vs value parameters are so there is no way I or anybody else can make a recommendation but here are your options.


      over 8 years ago
    • mgm48's Avatar

      Don't know for sure but you need some idea of drugs before you can tell which Part D plan best covers you. I can tell you that for the first 6 years post surgery the only meds I took related to the prostate were ED stuff. Radiation is not Part D.

      Good luck I have a couple friends who are near 20 years post surgery without recurrence. I hope you're like them.

      Keep it positive and smile :)

      over 8 years ago
    • Schlegel's Avatar

      Check with your state or local senior citizens programs. I have an appointment this afternoon at our local senior citizens center to get advice on this very question.

      over 8 years ago
    • SueRae1's Avatar

      This is a tough question - call up the providers and find out what type of plans and coverage they offer. I am on AARP Preferred covers most of my standard meds, at very reasonable generic prices $4-$7 a month. They cover 2/3 the cost of my chemo related meds. I am paying about 115 a shot for neupogen (a drug that helps build white blood cells) and 40 for Emand (nausea) - My oncologist needed to fill out some forms and write a justification statement about my treatment, but I had no problems getting the coverage. with out insurance the Emand was 150 pill and nupogen about $400 a shot.

      over 8 years ago
    • tomget's Avatar

      Just as a followup to "answer my own question" in case others are looking for info on this subject, I did eventually buy and inexpensive Medicaire Drug plan. I went with the local CVS and its only about $30 monthly. So far I've only had to buy some inexpensive pain pills/antibiotics and such related to the now completed prostectomy, and like mgm48 has stated so far this and some ED drugs may be all that's needed. I hope so. But in the research I learned that I'm accruing a monthly "premium penalty" that is added to the "stated" premiums for drug coverage for each month that I delay to buy prescription drug coverage. Once one becomes eligible for drug coverage they're "encouraged" to buy it, and if one doesn't the drug insurance provider adds a recurring penalty for each month that one delays..It adds up!! And because I don't know the future and I can buy an inexpensive drug plan that both protects me from incurring any additional premium penalty and also gives me "some price and generic drug advantages" I decided to go ahead and buy the minimum drug coverage. There's no "right" answer to this. Its whatever you think in your case.

      over 8 years ago

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