- San Bernardino, CA
- Member Since Oct 2011
Their Diagnoses (1)
- Patient: Invasive (Infiltrating) Ductal Carcinoma
- Patient Info: Currently in active treatment (initial surgery, receiving chemo rounds/radiation), Diagnosed: over 5 years ago, Female, Age: 55, Stage I, HER2 Positive: Yes, ER Positive: Yes, PR Positive: Yes
- View this journey (13 Experiences)
Msiseas posted an update
FYI: Don’t Let Treatment Put You In Debt: Financial Aid for Breast Cancer Patients
Posted in Debt October 8, 2011 Website: http://www.gobankingrates.com/debt/breast-cancer-treatment-financial-aid-resources/ By Stacey Bumpus
Managing the many challenges that life brings can be overwhelming, but individuals who are diagnosed with breast cancer have even more on their plates as they push to heal while struggling to maintain their everyday lives.
Unfortunately, because the costs associated with treating cancer can be astronomical, paying for care can be challenging for patients and often leads to debt. That’s why during Breast Cancer Awareness Month, organizations are highlighting financial aid opportunities available for individuals with breast cancer.
The High Cost of Breast Cancer Treatment
Debt is a major issue for many Americans who struggle to pay for everyday financial obligations like mortgage loans, car payments and food. But if you have been diagnosed with breast cancer, unless you have amazing health insurance that covers all types of procedures, you and your family will be faced with inordinately high expenses for care.
A report from the National Cancer Institute found that in 2006 alone, cancer care accounted for an estimated $104.1 billion in medical care expenditures. Breast cancer costs accounted for the largest percentage of those costs with $13.9 billion that year.
Understanding the individual costs often associated with the breast cancer treatment can give a clearer picture of what patients face financially. According to the California Breast Cancer Research Program, in 2006, the average cost for all women with breast cancer was $37,306 with hospital stays for just two days reaching nearly $6,000, as noted by the Journal of the National Cancer Institute.
Organizations recognize that the costs can be overwhelming for a patient who wants to focus solely on recovery, which is why many have developed initiatives to provide financial assistance and ultimately improve breast cancer survival rates.
The Pink Fund
A top resource for women and men with breast cancer who are in search of financial aid is The Pink Fund. According to the website, it was “formed to help women and men suffering from breast cancer focus on healing, raising their families and returning to the workplace.”
The fund was started by Molly McDonald, a five-year breast cancer survivor who was able to pay for two expensive surgeries and six weeks of daily radiation through her health insurance plan maintained through COBRA, as she was in between jobs when diagnosed.
She realized that was one of the lucky individuals who could actually pay for treatment. Unlike her, there were so many other women and men too ill to work or simply unable to afford care if they didn’t qualify for Medicaid.
To help provide financial assistance, McDonald started The Pink Fund, which provides short-term financial aid during the brief period of active treatment and recovery. So far, millions of dollars have been raised for research and programs to assist the under-served. Molly’s mission is to ensure as many families as possible are helped.
Additional Sources of Breast Cancer Treatment Financial Aid
There are other financial resources available to help pay for breast cancer services. The key is to begin searching immediately after diagnosis and not be afraid to share your financial struggles (see where to contact these organizations):
•American Cancer Society: If you need help with financial needs such as transportation, cost-of-living expenses, wigs and more, the American Cancer Society may be able to help.
•CancerCare: This national organization offers patients a number of support services, including financial assistance via grants for medical services. It also helps patients find additional services to consider.
•Patient Advocate Foundation: This is another national organization that helps cancer patients deal with financial difficulties associated with the illness. It also runs the Co-Pay Relief Program, which assists insured cancer patients in paying the costs of their prescription co-pays.
•Partnership for Prescription Assistance: Patients in need of additional help paying for prescriptions might benefit from the Partnership for Prescription Assistance where they can receive low-cost or free cancer medication.
•Medicaid: Medicaid provides health insurance for low-income individuals who meet specific requirements. If you are eligible for Social Security benefits, you may also be able to receive financial assistance for breast cancer treatment.
•Hill-Burton Program: The federal government’s program provides funds to hospitals for low-income families in need.
Do your part–donate to the Breast Cancer Comfort Tote program
Other organizations that can provide financial assistance or direct you to organizations that do include the United Way, Susan G. Komen for the Cure, CancerAndCareers.org, Corporate Angel Network, The Center for Patient Partnerships and the Linda Creed Breast Cancer Foundation in Philadelphia.
The goal is to ensure that no one struggles financially as they fight during this trying time. By taking advantage of organizations designed to provide financial assistance, you can decrease your chances of falling into debt as you strive for recovery. FYI: Organizations that Provide Financial Aid for Breast Cancer Treatment
Posted in Debt October 8, 2011 Website: http://www.gobankingrates.com/debt/organizations-that-provide-financial-aid-for-breast-cancer-treatment/ In honor of Breast Cancer Awareness month, we put together a list of sources of financial aid for cancer patients in Don’t Let Treatment Put You In Debt: Financial Aid for Breast Cancer Patients. Below is contact information for these organizations.
The Pink Fund
The Pink Fund has been formed to help women and men suffering from breast cancer focus on healing, raising their families and returning to the workplace.
American Cancer Society
The American Cancer Society can help with breast cancer-related expenses for transportation, cost-of-living expenses, wigs and more.
CancerCare can help you cover transportation, home care, child care and pain medication while undergoing treatment. To qualify for assistance, you must meet eligibility requirements and share information about your income, savings and expenses. Your doctor must also provide information about your diagnosis.
Patient Advocate Foundation
This national organization assists cancer patients in dealing with financial difficulties associated with the illness. It also runs the Co-Pay Relief Program, which assists insured cancer patients in paying the costs of their prescription co-pays.
Partnership for Prescription Assistance
The Partnership for Prescription Assistance helps qualifying patients without prescription drug coverage get the medicines they need through the program that is right for them. It’s possible to get medications free or nearly free.
I truely hope this can help someone in need going thru hardships......... :)
Msiseas posted an update
A Prayer of Hope, Peace and God's Love....2011 Serenity Prayer...... God grant me the serenity
to accept the things I cannot change;
courage to change the things I can;
and wisdom to know the difference.
Living one day at a time;
Enjoying one moment at a time;
Accepting hardships as the pathway to peace;
Taking, as He did, this sinful world
as it is, not as I would have it;
Trusting that He will make all things right
if I surrender to His Will;
That I may be reasonably happy in this life
and supremely happy with Him
Forever in the next.