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    scorpion32 asked a questionBreast Cancer

    Resources

    • gpgirl70's Avatar
      gpgirl70

      Since you are stage IV, you will qualify for social security disability. You need to make sure when they do your disability claim that they state you will not be evaluated for 5 to 7 years. My staging was an automatic qualifier (stage IIIc with more than 10 positive lymph nodes). You will be an automatic qualifier as well and the process is very easy as far as social security is concerned. The people I spoke to were very helpful. However, you will not get a payment until six months after you were unable to work more than half time. My disability is evaluated at three years so I did not qualify for student loan forgiveness so it is very important that you find out when you will be evaluated.

      The other route is verification from your doctor that you are totally and permanently disabled. The wording on the student loan forgiveness paperwork is very specific and basically asks your doctor to verify that you have no hope of getting any better ever. Here is a website: https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/disability-discharge

      If you are going to go on social security disability, that may be the quickest and easiest route to having student loans forgiven because all you need to send in is the social security benefits statement that shows when you will be evaluated. My benefits statement was sent shortly after I applied.

      almost 2 years ago
    • scorpion32's Avatar
      scorpion32

      Thank you for your response. I have actually already gone to Social Security and received all the information I need. I am not quite ready to be on permanent disability because I need to work to pay off medical debt and of course the student loan. I was hoping there was a resource that would not require me to be off of work but that would accept my current diagnosis as qualifier.

      almost 2 years ago
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    scorpion32 asked a questionBreast Cancer

    Stage?

    11 answers
    • scorpion32's Avatar
      scorpion32

      Thanks TXHills. I currently am back at work full time but find it extremely difficult to continue much longer. I wonde if they would grant me SSDI if I am currently working.

      almost 4 years ago
    • BarbarainBham's Avatar
      BarbarainBham

      Scorpion32, you can file for disability on the phone at lunchtime. Either you or Social Security can request your medical records to confirm your diagnosis. If you are Stage IV, emphasize that so they will expedite the application in their Compassionate Approval Program. In that program, they understand you are sick, and it took 3 weeks for my check to start. You will get a retroactive sum also.

      Look on the website (ssa.gov) for the phone number. They are open extended hours, and probably on Saturdays. Be sure to call Federal Social Security, NOT a State disability determination unit, or you will have a different experience---I don't know what SSDI represents, but you want permanent disability from the Social Security Administration.

      Don't delay. Just make the call. They can answer your questions.

      almost 4 years ago
    • BoiseB's Avatar
      BoiseB

      I love the way kghalva, states your status. "I have had stage IV cancer; I am now NED. However, that might not be the best way to express it to the Social Security people.
      Cancer Staging is actually different for different for different cancers. But stage IV is pretty universal. Basically it means that the Cancer is in the blood stream and showed up somewhere else. Prognosis is another thing, some cancers can have a worse prognosis at Stage II than some at Stage IV.
      One thing to remember stage IV is not a death sentence. (but don't tell the government that)
      Another term is "remission" I think most everyone thinks they understand and they don't. My medical team, particularly my PCP, use it to mean the time between the first clean scan (NED) to the next reoccurrence . My onc. likes to use the word "cancer free" He usually uses this term after about three clean scans.

      almost 4 years ago
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    Stopping Arimidex

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